Terms of Service

    Last updated: 2026-06-18

    Acceptance of Terms

    By accessing and using the Canada Mortgage Calculator website and tools, you accept and agree to be bound by the terms and provision of this agreement.

    Use License

    Permission is granted to temporarily use our mortgage calculator and website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

    • Modify or copy the materials
    • Use the materials for any commercial purpose or for any public display
    • Attempt to reverse engineer any software contained on the website
    • Remove any copyright or other proprietary notations from the materials

    Disclaimer

    Important: This calculator provides estimates only.

    • The materials and calculations are provided on an 'as is' basis
    • Interest rates, CMHC premiums, and lending policies change frequently
    • Individual lending requirements may vary significantly
    • Additional fees, closing costs, and other charges are not included
    • Results should not be used as the sole basis for financial decisions
    • Always consult with qualified mortgage professionals and financial advisors

    Limitations

    In no event shall Canada Mortgage Calculator or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on our website, even if Canada Mortgage Calculator or an authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

    Accuracy of Materials

    The materials appearing on our website could include technical, typographical, or photographic errors. Canada Mortgage Calculator does not warrant that any of the materials on its website are accurate, complete, or current. Canada Mortgage Calculator may make changes to the materials contained on its website at any time without notice. However, Canada Mortgage Calculator does not make any commitment to update the materials.

    Links

    Canada Mortgage Calculator has not reviewed all of the sites linked to our website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Canada Mortgage Calculator of the site. Use of any such linked website is at the user's own risk.

    Modifications

    Canada Mortgage Calculator may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

    Governing Law

    These terms and conditions are governed by and construed in accordance with the laws of Canada and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.

    Intellectual Property Rights

    All content, features, and functionality on the Canada Mortgage Calculator website, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, are the property of Canada Mortgage Calculator or its licensors and are protected by Canadian and international intellectual property laws. Users may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without our prior written consent. This includes but is not limited to using the calculator for commercial purposes or redistributing our tools in any form. Any unauthorized use of our materials may result in immediate termination of your access to our website and legal action.

    Limitation of Liability

    In no event shall Canada Mortgage Calculator, its directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to lost profits, business interruption, or loss of business information, arising out of or in connection with your use of the website or the materials contained on the website. This limitation applies even if Canada Mortgage Calculator has been advised of the possibility of such damages. The website and its contents are provided on an 'as is' basis without any warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, secure, or error-free, nor do we guarantee that defects will be corrected.

    Changes to Terms

    Canada Mortgage Calculator reserves the right to modify these terms of service at any time without prior notice. Any changes will be effective immediately upon posting on our website. Your continued use of the website following the posting of changes constitutes acceptance of those changes. We encourage you to review these terms periodically to stay informed about how we are protecting your information and your rights when using our services. If you do not agree to the revised terms, you must cease using the website immediately. These terms may be superseded by additional terms or policies that apply to specific sections or features of our website.

    Contact Information

    If you have any questions about these Terms of Service, please contact us:

    Email: [email protected]

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